Venting

Hi Friends. Mind if I vent?

I did a first run-through of my taxes this morning and it looks like I’m going to owe money. Owe money?? Oh yeah…I didn’t plunge head-first into poverty for the right reasons.  Let’s see, first, I got divorced. Then, I worked part-time jobs so I could be home as much as possible for my kids. Of course, I did overuse credit at that time so their lives wouldn’t change too much. Then I took money from my retirement account to pay the credit….

OHHHH…then my boys became heroin addicts. Rehab. Stolen goods. Stolen money. Oh yes…then moving cross-country to help my daughter – I took a loan from my remaining retirement funds for that. Couldn’t find a job. Tried real estate. Bad timing. Took a low-paying part-time job. Still couldn’t pay the laon on the retirement account so … I defaulted, making all that money = to an early distribution = taxes and penalty taxes because … I’m not 55 yet, I didn’t take it to make mortgage payments (oh yeah, the house I didn’t buy because I knew I couldn’t afford it), I’m not a displaced *this* or unemployed *that*. 

The result is, I have $400 total in my bank right now, and I just might end up owing the IRS $1500, and the state of South Carolina another $350.  Great. I make $950 a month.  Awesome.

I’m going for a long walk by the beach to pray about this, but right now, I’m feeling the vibe of the Volcano!

p.s. Thanks, just needed to vent. I know that this too shall pass and someday this will be history. But I’m not feeling the love at the moment.